Loan application checklist, mortgage lender 

Buyer's Guide:

Here's what is needed...

• Most current 3 consecutive months' bank/investment statements on any account that contains funds to be used for closing
• Most recent months' pay stubs (if paid weekly, provide last 5 pay stubs)
• Most recent 2 years' W-2 Forms
• Most recent 2 years' Income Tax Returns with all supporting schedules (this includes tax returns and supporting schedules for partnerships, S corporations, and C corporations, if applicable)
• Landlord names and telephone numbers for the past two years if you have rented
• Final Divorce Decree and Settlement Statement, if applicable
• Complete Bankruptcy Petition and Discharge papers, if applicable
• Copy of DD-214 and Original Certificate of Eligibility, if you are an Active Duty, National Guard or Veteran applying for VA financing
• Copy of Settlement Statement (HUD-1) on sale of current/prior home, if applicable
• Executed Original Sales Contract/Addendums to contract, if you have selected a property to purchase
• Relocation Agreement and/or Buyout Agreement, if applicable
• Copy of canceled earnest money check(s), if you have selected a property and executed a sales contract

Additional clarification/documentation may be required upon receipt of the above information.

If you cannot locate one or more of the required documents listed above, contact your Homeland Mortgage Consultant for instructions on how to obtain duplicates or acceptable substitutes.

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